201 Spruce Dr, Crestline, CA 92325

3 bd · 1 ba · 1,008 sqft · built 1934 · Crestline · SINGLE_FAMILY·source listing ↗

$199,000

rent, three ways

OnePercent model (vv1)$2,403/mo

p10–p90 confidence band

HUD Fair Market Rent · 92325 · 3BR

$2,780/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

San Bernardino

Flood risk indexVery High FEMA NRI

Median household income$70,563

Median area rent$1,568/mo

Median home value$386,700

the verdict

1.21%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$199,000

1.21% · rent $2,403

Intrinsic value · income approach

$383,599

48% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.