922 Wesley Ave, Cullman, AL 35058

3 bd · 1 ba · 1,008 sqft · built 1955 · Cullman · SINGLE_FAMILY·source listing ↗

$89,900

$99,900 first listed

seller intel

Price cut

−10.0%

from $99,900

Motivation score

50/100

OnePercent model (vv1)$1,111/mo

p10–p90 confidence band

HUD Fair Market Rent · 35058 · 3BR$1,130/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Cullman

Flood risk indexRelatively Moderate FEMA NRI

Median household income$62,146

Median area rent$940/mo

Median home value$212,300

the verdict

1.24%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$89,900

1.24% · rent $1,111

Intrinsic value · income approach

$168,013

46% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.