109 Encanto Dr, Holbrook, AZ 86025

5 bd · 3 ba · 2,937 sqft · built 1975 · Holbrook · SINGLE_FAMILY·source listing ↗

$449,000

rent, three ways

OnePercent model (vv1)$2,916/mo

p10–p90 confidence band

HUD Fair Market Rent · 86025 · 5BR

—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Navajo

Flood risk indexRelatively Moderate FEMA NRI

Median household income$56,919

Median area rent$910/mo

Median home value$163,800

the verdict

0.65%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$449,000

0.65% · rent $2,916

Intrinsic value · income approach

$381,373

18% above intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.