930 Lyell St, Monte Vista, CO 81144

3 bd · 2 ba · 1,246 sqft · built 2022 · Monte Vista · SINGLE_FAMILY·source listing ↗

$275,000

rent, three ways

OnePercent model (vv1)$2,212/mo

p10–p90 confidence band

HUD Fair Market Rent · 81144 · 3BR$1,310/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Rio Grande

Flood risk indexRelatively High FEMA NRI

Median household income$64,662

Median area rent$941/mo

Median home value$234,200

the verdict

0.80%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$275,000

0.80% · rent $2,212

Intrinsic value · income approach

$326,551

16% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.