859 Thousand Pines Dr, Fenton, MO 63026

3 bd · 1 ba · 1,120 sqft · built 1982 · Fenton · MOBILE·source listing ↗

$130,000

$138,900 first listed

seller intel

Price cut

−6.4%

from $138,900

Motivation score

34/100

OnePercent model (vv1)$1,247/mo

p10–p90 confidence band

HUD Fair Market Rent · 63026 · 3BR$1,570/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Jefferson

Flood risk indexRelatively High FEMA NRI

Median household income$97,553

Median area rent$1,135/mo

Median home value$294,400

the verdict

0.96%vs 1.2% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$130,000

0.96% · rent $1,247

Intrinsic value · income approach

$205,159

37% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.