3220 W Main St, Belleville, IL 62226

2 bd · 1 ba · 840 sqft · built 1918 · Belleville · SINGLE_FAMILY·source listing ↗

$85,000

rent, three ways

OnePercent model (vv1)$1,074/mo

p10–p90 confidence band

HUD Fair Market Rent · 62226 · 2BR$1,090/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

St. Clair

Flood risk indexRelatively High FEMA NRI

Median household income$70,797

Median area rent$1,008/mo

Median home value$167,000

the verdict

1.26%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$85,000

1.26% · rent $1,074

Intrinsic value · income approach

$121,083

30% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.