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409 S Seminary St, Georgetown, IL 61846 — $107,500 · 3bd · ~2.1% rule | OnePercent

409 S Seminary St, Georgetown, IL 61846

$107,500

Home·Georgetown 61846·409 S Seminary St, Georgetown, IL 61846

Last confirmed 5 days ago

409 S Seminary St, Georgetown, IL 61846

3 bd · 2.5 ba · 1,320 sqft · built 1950 · Georgetown · SINGLE_FAMILY·source listing ↗

$107,500

rent, three ways

OnePercent model (vv1)$2,308/mo

wide honest range — HUD/comp anchors · $430–$2,308

HUD Fair Market Rent · 61846 · 3BR$1,110/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Vermilion

Flood risk indexRelatively Low FEMA NRI

Median household income$60,871

Median area rent$780/mo

Median home value$85,700

the verdict

2.15%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$107,500

2.15% · unverified

Intrinsic value · income approach

$112,742

5% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.