4164 8th St, Backus, MN 56435

3 bd · 2 ba · 2,464 sqft · built 1985 · Backus · SINGLE_FAMILY·source listing ↗

$289,000

rent, three ways

OnePercent model (vv1)$2,554/mo

p10–p90 confidence band

HUD Fair Market Rent · 56435 · 3BR$1,350/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Cass

Flood risk indexRelatively Moderate FEMA NRI

Median household income$62,381

Median area rent$811/mo

Median home value$256,800

the verdict

0.88%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$289,000

0.88% · rent $2,554

Intrinsic value · income approach

$447,860

35% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.