5815 Ridge Rd, Shorewood, MN 55331

3 bd · 2 ba · 2,720 sqft · built 1948 · Shorewood · SINGLE_FAMILY·source listing ↗

$450,000

rent, three ways

OnePercent model (vv1)$3,384/mo

p10–p90 confidence band

HUD Fair Market Rent · 55331 · 3BR

$2,020/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Hennepin

Flood risk indexRelatively Moderate FEMA NRI

Median household income$159,450

Median area rent$1,217/mo

Median home value$737,000

the verdict

0.75%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$450,000

0.75% · rent $3,384

Intrinsic value · income approach

$953,031

53% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.