649 N Main St, Centerville, IA 52544

4 bd · 1 ba · 1,511 sqft · built 1880 · Centerville · SINGLE_FAMILY·source listing ↗

$48,500

rent, three ways

OnePercent model (vv1)$1,893/mo

p10–p90 confidence band

HUD Fair Market Rent · 52544 · 4BR$1,310/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Appanoose

Flood risk indexRelatively High FEMA NRI

Median household income$50,572

Median area rent$785/mo

Median home value$116,900

the verdict

3.90%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$48,500

3.90% · rent $1,893

Intrinsic value · income approach

$133,829

64% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.