2673 230th St, Charles City, IA 50616

1 bd · 1.5 ba · 788 sqft · built 1900 · Charles City · SINGLE_FAMILY·source listing ↗

$125,000

rent, three ways

OnePercent model (vv1)$1,603/mo

p10–p90 confidence band

HUD Fair Market Rent · 50616 · 1BR$700/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Floyd

Flood risk indexRelatively High FEMA NRI

Median household income$64,830

Median area rent$734/mo

Median home value$140,600

the verdict

1.28%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$125,000

1.28% · rent $1,603

Intrinsic value · income approach

$134,394

7% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.