414 S Oakley St, Saginaw, MI 48602

4 bd · 2 ba · 1,300 sqft · built 1924 · Saginaw · SINGLE_FAMILY·source listing ↗

$76,900

$78,000 first listed

seller intel

Price cut

−1.4%

from $78,000

Motivation score

11/100

OnePercent model (vv1)$1,759/mo

p10–p90 confidence band

HUD Fair Market Rent · 48602 · 4BR$1,440/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Saginaw

Flood risk indexRelatively Low FEMA NRI

Median household income$46,984

Median area rent$933/mo

Median home value$73,600

the verdict

2.29%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$76,900

2.29% · rent $1,759

Intrinsic value · income approach

$111,390

31% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.