2627 Schaefer St, Saginaw, MI 48602

4 bd · 2 ba · 1,200 sqft · built 1914 · Saginaw · SINGLE_FAMILY·source listing ↗

$33,900

$34,999 first listed

seller intel

Price cut

−3.1%

from $34,999

Motivation score

19/100

OnePercent model (vv1)$1,716/mo

p10–p90 confidence band

HUD Fair Market Rent · 48602 · 4BR$1,440/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Saginaw

Flood risk indexRelatively Low FEMA NRI

Median household income$46,984

Median area rent$933/mo

Median home value$73,600

the verdict

5.06%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$33,900

5.06% · rent $1,716

Intrinsic value · income approach

$106,391

68% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.