1002 Madison Ave, Saginaw, MI 48602

6 bd · 4 ba · 3,480 sqft · built 1859 · Saginaw · MULTI_FAMILY·source listing ↗

$79,900

rent, three ways

OnePercent model (vv1)

$2,412/mo

wide honest range — HUD/comp anchors · $320–$2,412

HUD Fair Market Rent · 48602 · 6BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Saginaw

Flood risk indexRelatively Low FEMA NRI

Median household income$46,984

Median area rent$933/mo

Median home value$73,600

the verdict

3.02%⚠vs 1.2% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$79,900

3.02% · unverified

Intrinsic value · income approach

$149,523

47% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.