3407 Fulton St, Saginaw, MI 48601

3 bd · 1 ba · 1,144 sqft · built 1926 · Saginaw · SINGLE_FAMILY·source listing ↗

$45,000

$58,000 first listed

seller intel

Price cut

−22.4%

from $58,000

Motivation score

55/100

OnePercent model (vv1)$1,422/mo

p10–p90 confidence band

HUD Fair Market Rent · 48601 · 3BR$1,400/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Saginaw

Flood risk indexRelatively Moderate FEMA NRI

Median household income$38,900

Median area rent$856/mo

Median home value$62,800

the verdict

3.16%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$45,000

3.16% · rent $1,422

Intrinsic value · income approach

$67,814

34% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.