710 Phelon St, Saginaw, MI 48601

1 bd · 1 ba · 592 sqft · built 1884 · Saginaw · SINGLE_FAMILY·source listing ↗

$28,000

$30,000 first listed

seller intel

Price cut

−6.7%

from $30,000

Motivation score

35/100

OnePercent model (vv1)$830/mo

p10–p90 confidence band

HUD Fair Market Rent · 48601 · 1BR$830/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Saginaw

Flood risk indexRelatively Moderate FEMA NRI

Median household income$38,900

Median area rent$856/mo

Median home value$62,800

the verdict

2.96%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$28,000

2.96% · rent $830

Intrinsic value · income approach

$39,572

29% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.