3638 W Monroe St, Osgood, IN 47034

2 bd · 1 ba · 960 sqft · built 1996 · Osgood · SINGLE_FAMILY·source listing ↗

$119,900

rent, three ways

OnePercent model (vv1)$1,774/mo

wide honest range — HUD/comp anchors · $480–$1,774

HUD Fair Market Rent · 47034 · 2BR$1,100/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Ripley

Flood risk indexRelatively Moderate FEMA NRI

Median household income$66,667

Median area rent$828/mo

Median home value$148,200

the verdict

1.48%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$119,900

1.48% · unverified

Intrinsic value · income approach

$119,900

0% above intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.