403 N Main St, Utica, OH 43080

3 bd · 1.5 ba · 2,077 sqft · built 1916 · Utica · SINGLE_FAMILY·source listing ↗

$175,000

rent, three ways

OnePercent model (vv1)$2,282/mo

p10–p90 confidence band

HUD Fair Market Rent · 43080 · 3BR

$1,570/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Licking

Flood risk indexRelatively Moderate FEMA NRI

Median household income$87,301

Median area rent$789/mo

Median home value$232,300

the verdict

1.30%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$175,000

1.30% · rent $2,282

Intrinsic value · income approach

$280,115

38% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.