14268 Highway 87, Elba, AL 36323

3 bd · 1 ba · 1,254 sqft · built 1964 · Elba · SINGLE_FAMILY·source listing ↗

$130,000

rent, three ways

OnePercent model (vv1)$1,886/mo

p10–p90 confidence band

HUD Fair Market Rent · 36323 · 3BR$1,090/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Coffee

Flood risk indexVery High FEMA NRI

Median household income$45,819

Median area rent$640/mo

Median home value$118,400

the verdict

1.45%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$130,000

1.45% · rent $1,886

Intrinsic value · income approach

$174,659

26% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.