3608 Shay Cir, Huntsville, AL 35810

3 bd · 2.5 ba · 1,760 sqft · built 1991 · Huntsville · SINGLE_FAMILY·source listing ↗

$140,000

rent, three ways

OnePercent model (vv1)$1,930/mo

p10–p90 confidence band

HUD Fair Market Rent · 35810 · 3BR$1,610/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Madison

Flood risk indexRelatively High FEMA NRI

Median household income$51,233

Median area rent$1,129/mo

Median home value$150,100

the verdict

1.38%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$140,000

1.38% · rent $1,930

Intrinsic value · income approach

$273,876

49% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.