1037 Dawn Dr, Birmingham, AL 35235

3 bd · 1 ba · 1,954 sqft · built 1965 · Birmingham · SINGLE_FAMILY·source listing ↗

$129,900

rent, three ways

OnePercent model (vv1)$1,554/mo

p10–p90 confidence band

HUD Fair Market Rent · 35235 · 3BR$1,700/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Jefferson

Flood risk indexRelatively Moderate FEMA NRI

Median household income$63,295

Median area rent$1,404/mo

Median home value$194,500

the verdict

1.20%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$129,900

1.20% · rent $1,554

Intrinsic value · income approach

$162,129

20% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.