3012 Border St, Birmingham, AL 35208

3 bd · 2 ba · 1,818 sqft · built 1975 · Birmingham · SINGLE_FAMILY·source listing ↗

$89,900

rent, three ways

OnePercent model (vv1)$1,733/mo

p10–p90 confidence band

HUD Fair Market Rent · 35208 · 3BR$1,340/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Jefferson

Flood risk indexRelatively Moderate FEMA NRI

Median household income$38,561

Median area rent$1,031/mo

Median home value$97,100

the verdict

1.93%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$89,900

1.93% · rent $1,733

Intrinsic value · income approach

$131,678

32% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.