138 Pioneer Ln, Valrico, FL 33594

2 bd · 2 ba · 768 sqft · built 1974 · Valrico · MOBILE·source listing ↗

$19,900

rent, three ways

OnePercent model (vv1)$1,537/mo

p10–p90 confidence band

HUD Fair Market Rent · 33594 · 2BR$2,330/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Hillsborough

Flood risk indexRelatively Moderate FEMA NRI

Median household income$96,628

Median area rent$1,830/mo

Median home value$346,900

the verdict

7.72%vs 1.2% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$19,900

7.72% · rent $1,537

Intrinsic value · income approach

$224,618

91% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.