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4822 Spring Lake Dr, Charlotte, NC 28212 — $135,000 · 2bd · ~1.1% rule | OnePercent

4822 Spring Lake Dr, Charlotte, NC 28212

$135,000

Home·Charlotte 28212·4822 Spring Lake Dr, Charlotte, NC 28212

Unconfirmed for 10 days — may no longer be available

4822 Spring Lake Dr, Charlotte, NC 28212

2 bd · 1.5 ba · 1,093 sqft · built 1982 · Charlotte · CONDOS·source listing ↗

$135,000

rent, three ways

OnePercent model (vv1)$1,492/mo

p10–p90 confidence band

HUD Fair Market Rent · 28212 · 2BR$1,700/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Mecklenburg

Flood risk indexRelatively Low FEMA NRI

Median household income$52,723

Median area rent$1,362/mo

Median home value$266,900

the verdict

1.11%vs 0.8% target

financing: 20% down · — (FRED, live) · 30yr

$135,000

1.11% · rent $1,492

Intrinsic value · income approach

$233,615

42% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.