product

markets

method

43 Brayer St, Rochester, NY 14606 — $99,900 · 4bd · ~2.2% rule | OnePercent

43 Brayer St, Rochester, NY 14606

$99,900

Home·Rochester 14606·43 Brayer St, Rochester, NY 14606

Unconfirmed for 10 days — may no longer be available · −9.1% since list · seller motivation 46

43 Brayer St, Rochester, NY 14606

4 bd · 1.5 ba · 1,776 sqft · built 1920 · Rochester · SINGLE_FAMILY·source listing ↗

$99,900

$109,900 first listed

seller intel

Price cut

−9.1%

from $109,900

Motivation score

46/100

OnePercent model (vv1)$2,209/mo

p10–p90 confidence band

HUD Fair Market Rent · 14606 · 4BR$1,890/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Monroe

Flood risk indexRelatively Low FEMA NRI

Median household income$55,807

Median area rent$1,055/mo

Median home value$158,400

the verdict

2.21%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$99,900

2.21% · rent $2,209

Intrinsic value · income approach

$197,997

50% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.