736 Roberts St, Utica, NY 13502

3 bd · 1 ba · 1,954 sqft · built 1900 · Utica · SINGLE_FAMILY·source listing ↗

$75,000

rent, three ways

OnePercent model (vv1)$1,705/mo

p10–p90 confidence band

HUD Fair Market Rent · 13502 · 3BR$1,470/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Oneida

Flood risk indexRelatively Low FEMA NRI

Median household income$57,835

Median area rent$1,042/mo

Median home value$158,000

the verdict

2.27%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$75,000

2.27% · rent $1,705

Intrinsic value · income approach

$198,146

62% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.