464 S 2nd Ave, Mount Vernon, NY 10550

3 bd · 2 ba · built 1901 · Mount Vernon · MULTI_FAMILY·source listing ↗

$499,000

rent, three ways

OnePercent model (vv1)$3,488/mo

p10–p90 confidence band

HUD Fair Market Rent · 10550 · 3BR$3,420/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Westchester

Flood risk indexRelatively Low FEMA NRI

Median household income$60,701

Median area rent$1,532/mo

Median home value$494,300

the verdict

0.70%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$499,000

0.70% · rent $3,488

Intrinsic value · income approach

$592,158

16% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.