51 W 81st St, New York, NY 10024

1 bd · 1 ba · built 1905 · New York · COOP·source listing ↗

$749,000

$3,450,000 first listed

seller intel

Price cut

−78.3%

from $3,450,000

Motivation score

50/100

OnePercent model (vv1)$10,376/mo

wide honest range — HUD/comp anchors · $2,996–$10,376

HUD Fair Market Rent · 10024 · 1BR$3,990/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

New York

Flood risk indexRelatively Moderate FEMA NRI

Median household income$181,560

Median area rent$3,041/mo

Median home value$1,687,800

the verdict

1.39%⚠vs 0.7% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$749,000

1.39% · unverified

Intrinsic value · income approach

$2,627,969

71% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.