32 Amos Way, Budd Lake, NJ 07828

3 bd · 3.5 ba · 3,437 sqft · built 2026 · Budd Lake · SINGLE_FAMILY·source listing ↗

$709,990

rent, three ways

OnePercent model (vv1)$4,792/mo

wide honest range — HUD/comp anchors · $2,520–$4,792

HUD Fair Market Rent · 07828 · 3BR

$2,520/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Morris

Flood risk indexRelatively Moderate FEMA NRI

Median household income$103,320

Median area rent$1,587/mo

Median home value$457,700

the verdict

0.67%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$709,990

0.67% · unverified

Intrinsic value · income approach

$825,625

14% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.