4 Valerie Ln, Waterville, ME 04901

3 bd · 2 ba · 880 sqft · built 2025 · Waterville · MOBILE·source listing ↗

$102,500

rent, three ways

OnePercent model (vv1)$1,933/mo

p10–p90 confidence band

HUD Fair Market Rent · 04901 · 3BR$1,810/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Kennebec

Flood risk indexRelatively Moderate FEMA NRI

Median household income$57,403

Median area rent$990/mo

Median home value$204,700

the verdict

1.89%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$102,500

1.89% · rent $1,933

Intrinsic value · income approach

$257,276

60% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.