213 Matson Ln, West Point, CA 95255

2 bd · 1 ba · 864 sqft · built 1964 · West Point · SINGLE_FAMILY·source listing ↗

$199,000

rent, three ways

OnePercent model (vv1)$1,899/mo

p10–p90 confidence band

HUD Fair Market Rent · 95255 · 2BR

$1,290/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Calaveras

Flood risk indexVery High FEMA NRI

Median household income$51,364

Median area rent$1,175/mo

Median home value$275,700

the verdict

0.95%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$199,000

0.95% · rent $1,899

Intrinsic value · income approach

$232,924

15% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.