800 Whitwam Dr, Saint Joseph, MI 49085

2 bd · 1,280 sqft · Saint Joseph · LAND·source listing ↗

$77,000

$739,500 first listed

seller intel

Price cut

−89.6%

from $739,500

Motivation score

60/100

OnePercent model (vv1)$2,239/mo

p10–p90 confidence band

HUD Fair Market Rent · 49085 · 2BR$1,370/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Berrien

Flood risk indexRelatively Moderate FEMA NRI

Median household income$104,969

Median area rent$1,091/mo

Median home value$304,600

the verdict

2.91%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$77,000

2.91% · rent $2,239

Intrinsic value · income approach

$313,857

75% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.