685 Hickok Trl, Lusby, MD 20657

4 bd · 3.5 ba · 2,260 sqft · built 1995 · Lusby · SINGLE_FAMILY·source listing ↗

$339,000

$350,000 first listed

seller intel

Price cut

−3.1%

from $350,000

Motivation score

19/100

OnePercent model (vv1)$2,946/mo

p10–p90 confidence band

HUD Fair Market Rent · 20657 · 4BR$2,860/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Calvert

Flood risk indexRelatively Low FEMA NRI

Median household income$115,748

Median area rent$1,755/mo

Median home value$333,500

the verdict

0.87%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$339,000

0.87% · rent $2,946

Intrinsic value · income approach

$450,946

25% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.