430 Ridgeway Ave, Rochester, NY 14615

3 bd · 2 ba · 1,283 sqft · built 1920 · Rochester · MULTI_FAMILY·source listing ↗

$140,000

$149,900 first listed

seller intel

Price cut

−6.6%

from $149,900

Motivation score

40/100

OnePercent model (vv1)$1,996/mo

p10–p90 confidence band

HUD Fair Market Rent · 14615 · 3BR$1,820/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Monroe

Flood risk indexRelatively Low FEMA NRI

Median household income$51,262

Median area rent$1,068/mo

Median home value$137,500

the verdict

1.43%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$140,000

1.43% · rent $1,996

Intrinsic value · income approach

$163,755

15% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.