514 E 82nd St, New York, NY 10028

1 bd · 1.5 ba · 1,100 sqft · built 1900 · New York · COOP·source listing ↗

$695,000

$1,129,000 first listed

seller intel

Price cut

−38.4%

from $1,129,000

Motivation score

50/100

OnePercent model (vv1)$5,055/mo

p10–p90 confidence band

HUD Fair Market Rent · 10028 · 1BR$3,990/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

New York

Flood risk indexRelatively Moderate FEMA NRI

Median household income$175,121

Median area rent$2,825/mo

Median home value$1,602,600

the verdict

0.73%vs 0.7% target

financing: 20% down · — (FRED, live) · 30yr

$695,000

0.73% · rent $5,055

Intrinsic value · income approach

$2,021,461

66% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.