20605 Birch Pl, Ocean Park, WA 98640

2 bd · 1 ba · 720 sqft · built 1980 · Ocean Park · SINGLE_FAMILY·source listing ↗

$165,000

$175,000 first listed

seller intel

Price cut

−5.7%

from $175,000

Motivation score

31/100

OnePercent model (vv1)$2,000/mo

p10–p90 confidence band

HUD Fair Market Rent · 98640 · 2BR$1,120/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Pacific

Flood risk indexVery High FEMA NRI

Median household income$65,735

Median area rent$1,220/mo

Median home value$355,400

the verdict

1.21%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$165,000

1.21% · rent $2,000

Intrinsic value · income approach

$347,673

53% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.