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© 2026 OnePercent · Estimates carry bands, never promises.the line

1075 Loma Dr, Ojai, CA 93023 — $189,000 · 1bd · ~1.1% rule | OnePercent

1075 Loma Dr, Ojai, CA 93023

$189,000

Overview Financials Comps Location Analysis Calculator Nearby Risk Neighborhood Market

Home·Ojai 93023·1075 Loma Dr, Ojai, CA 93023

Last confirmed 4 days ago

1075 Loma Dr, Ojai, CA 93023

1 bd · 470 sqft · built 1959 · Ojai · MOBILE·source listing ↗

$189,000

rent, three ways

OnePercent model (vv1)$1,992/mo

p10–p90 confidence band

HUD Fair Market Rent · 93023 · 1BR$1,920/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

the locale

County

Ventura

Flood risk indexVery High FEMA NRI

Median household income$80,927

Median area rent$1,971/mo

Median home value$911,400

the verdict

1.05%vs 1.2% target

Modeled rent: $1,992/morent estimate
Property tax: —listing
Insurance: $1,456/yrstate avg
HOA: —listing

Cap rate: 7.9%
Cash flow: +$289/mo
Cash-on-cash: 8.0%

financing: 20% down · — (FRED, live) · 30yr

$189,000

1.05% · rent $1,992

Intrinsic value · income approach

$766,734

75% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.

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