494 S Macy St, San Bernardino, CA 92410

3 bd · 2 ba · 1,152 sqft · built 1984 · San Bernardino · MOBILE·source listing ↗

$208,000

$244,990 first listed

seller intel

Price cut

−15.1%

from $244,990

Motivation score

50/100

OnePercent model (vv1)

$2,179/mo

p10–p90 confidence band

HUD Fair Market Rent · 92410 · 3BR$2,780/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

San Bernardino

Flood risk indexVery High FEMA NRI

Median household income$54,181

Median area rent$1,355/mo

Median home value$302,600

the verdict

1.05%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$208,000

1.05% · rent $2,179

Intrinsic value · income approach

$416,834

50% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.