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© 2026 OnePercent · Estimates carry bands, never promises.the line

1863 Christiana Ct, Ramona, CA 92065 — $729,900 · 4bd · ~0.6% rule | OnePercent

1863 Christiana Ct, Ramona, CA 92065

$729,900

Overview Financials Comps Location Analysis Calculator Nearby Risk Neighborhood Market

Home·Ramona 92065·1863 Christiana Ct, Ramona, CA 92065

Last confirmed 4 days ago

1863 Christiana Ct, Ramona, CA 92065

4 bd · 3 ba · 2,268 sqft · Ramona · SINGLE_FAMILY·source listing ↗

$729,900

rent, three ways

OnePercent model (vv1)$4,298/mo

p10–p90 confidence band

HUD Fair Market Rent · 92065 · 4BR$4,490/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

the locale

County

San Diego

Flood risk indexVery High FEMA NRI

Median household income$125,285

Median area rent$1,883/mo

Median home value$800,100

the verdict

0.59%vs 1.0% target

Modeled rent: $4,298/morent estimate
Property tax: —listing
Insurance: $1,456/yrstate avg
HOA: —listing

Cap rate: 4.1%
Cash flow: $1,211/mo
Cash-on-cash: -8.7%

financing: 20% down · — (FRED, live) · 30yr

$729,900

0.59% · rent $4,298

Intrinsic value · income approach

$932,999

22% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.

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