510 S 15th St, Laramie, WY 82070

3 bd · 2 ba · 936 sqft · built 1924 · Laramie · SINGLE_FAMILY·source listing ↗

$325,000

$895,000 first listed

seller intel

Price cut

−63.7%

from $895,000

Motivation score

55/100

OnePercent model (vv1)$3,927/mo

wide honest range — HUD/comp anchors · $1,300–$3,927

HUD Fair Market Rent · 82070 · 3BR$1,380/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Albany

Flood risk indexRelatively High FEMA NRI

Median household income$69,095

Median area rent$940/mo

Median home value$338,500

the verdict

1.21%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$325,000

1.21% · unverified

Intrinsic value · income approach

$679,715

52% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.