2603 14th St, Vernon, TX 76384

2 bd · 2 ba · 1,288 sqft · built 1948 · Vernon · SINGLE_FAMILY·source listing ↗

$74,000

$94,000 first listed

seller intel

Price cut

−21.3%

from $94,000

Motivation score

50/100

OnePercent model (vv1)

$2,084/mo

p10–p90 confidence band

HUD Fair Market Rent · 76384 · 2BR$990/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Wilbarger

Flood risk indexVery High FEMA NRI

Median household income$53,564

Median area rent$928/mo

Median home value$89,700

the verdict

2.82%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$74,000

2.82% · rent $2,084

Intrinsic value · income approach

$174,337

58% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.