400 S Broad St, Saint Jo, TX 76265

2 bd · 1 ba · 1,412 sqft · built 1920 · Saint Jo · SINGLE_FAMILY·source listing ↗

$197,000

$450,000 first listed

seller intel

Price cut

−56.2%

from $450,000

Motivation score

50/100

OnePercent model (vv1)$1,685/mo

p10–p90 confidence band

HUD Fair Market Rent · 76265 · 2BR$1,060/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Montague

Flood risk indexRelatively Moderate FEMA NRI

Median household income$76,036

Median area rent$644/mo

Median home value$216,500

the verdict

0.86%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$197,000

0.86% · rent $1,685

Intrinsic value · income approach

$221,017

11% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.