501 N Cherry St, Otterville, MO 65348

2 bd · 1.5 ba · 1,183 sqft · built 1883 · Otterville · SINGLE_FAMILY·source listing ↗

$115,000

$119,900 first listed

seller intel

Price cut

−4.1%

from $119,900

Motivation score

23/100

OnePercent model (vv1)$1,948/mo

wide honest range — HUD/comp anchors · $460–$1,948

HUD Fair Market Rent · 65348 · 2BR$940/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Cooper

Flood risk indexRelatively High FEMA NRI

Median household income$52,125

Median area rent$878/mo

Median home value$207,400

the verdict

1.69%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$115,000

1.69% · unverified

Intrinsic value · income approach

$115,000

0% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.