821 Bode Rd, Elgin, IL 60120

1 bd · 1 ba · 700 sqft · Elgin · CONDOS·source listing ↗

$99,000

$109,900 first listed

seller intel

Price cut

−9.9%

from $109,900

Motivation score

50/100

OnePercent model (vv1)$1,344/mo

p10–p90 confidence band

HUD Fair Market Rent · 60120 · 1BR$1,460/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Cook

Flood risk indexRelatively High FEMA NRI

Median household income$82,449

Median area rent$1,371/mo

Median home value$242,300

the verdict

1.36%vs 0.8% target

financing: 20% down · — (FRED, live) · 30yr

$99,000

1.36% · rent $1,344

Intrinsic value · income approach

$172,572

43% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.