288 N Charles St, Cortland, IL 60112

4 bd · 2.5 ba · 2,740 sqft · built 2023 · Cortland · SINGLE_FAMILY·source listing ↗

$414,900

$424,900 first listed

seller intel

Price cut

−2.4%

from $424,900

Motivation score

21/100

OnePercent model (vv1)$3,401/mo

p10–p90 confidence band

HUD Fair Market Rent · 60112 · 4BR$3,050/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

DeKalb

Flood risk indexRelatively High FEMA NRI

Median household income$72,831

Median area rent$1,552/mo

Median home value$229,900

the verdict

0.82%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$414,900

0.82% · rent $3,401

Intrinsic value · income approach

$425,665

3% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.