3170 W Monroe St, Waukegan, IL 60085

1 bd · 1 ba · 450 sqft · built 1994 · Waukegan · CONDOS·source listing ↗

$94,000

$94,900 first listed

seller intel

Price cut

−0.9%

from $94,900

Motivation score

9/100

OnePercent model (vv1)$1,269/mo

p10–p90 confidence band

HUD Fair Market Rent · 60085 · 1BR$1,370/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Lake

Flood risk indexRelatively Moderate FEMA NRI

Median household income$66,793

Median area rent$1,161/mo

Median home value$177,400

the verdict

1.35%vs 0.8% target

financing: 20% down · — (FRED, live) · 30yr

$94,000

1.35% · rent $1,269

Intrinsic value · income approach

$147,407

36% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.