473 2nd, Bayport, MN 55003

4 bd · 1 ba · 2,875 sqft · built 1871 · Bayport · SINGLE_FAMILY·source listing ↗

$399,900

$424,900 first listed

seller intel

Price cut

−5.9%

from $424,900

Motivation score

31/100

OnePercent model (vv1)$2,710/mo

p10–p90 confidence band

HUD Fair Market Rent · 55003 · 4BR$2,350/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Washington

Flood risk indexRelatively Low FEMA NRI

Median household income$125,893

Median area rent$2,028/mo

Median home value$376,900

the verdict

0.68%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$399,900

0.68% · rent $2,710

Intrinsic value · income approach

$435,729

8% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.