106 Birds Nest Ln, Toney, AL 35773

3 bd · 2.5 ba · 1,566 sqft · Toney · SINGLE_FAMILY·source listing ↗

$224,887

rent, three ways

OnePercent model (vv1)$1,984/mo

p10–p90 confidence band

HUD Fair Market Rent · 35773 · 3BR$1,650/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Madison

Flood risk indexRelatively Moderate FEMA NRI

Median household income$74,511

Median area rent$1,187/mo

Median home value$231,300

the verdict

0.88%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$224,887

0.88% · rent $1,984

Intrinsic value · income approach

$270,645

17% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.