53080 Highway 25, Vandiver, AL 35176

3 bd · 1 ba · 918 sqft · built 1965 · Vandiver · SINGLE_FAMILY·source listing ↗

$169,900

rent, three ways

OnePercent model (vv1)$1,606/mo

p10–p90 confidence band

HUD Fair Market Rent · 35176 · 3BR

$1,280/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Shelby

Flood risk indexRelatively Low FEMA NRI

Median household income$49,348

Median area rent$964/mo

Median home value$94,500

the verdict

0.95%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$169,900

0.95% · rent $1,606

Intrinsic value · income approach

$220,127

23% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.