18118 N US Highway 41, Lutz, FL 33549

3 bd · 2 ba · 1,120 sqft · built 2018 · Lutz · SINGLE_FAMILY·source listing ↗

$74,900

$79,900 first listed

seller intel

Price cut

−6.3%

from $79,900

Motivation score

33/100

OnePercent model (vv1)

$1,778/mo

p10–p90 confidence band

HUD Fair Market Rent · 33549 · 3BR$2,680/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Hillsborough

Flood risk indexRelatively Moderate FEMA NRI

Median household income$89,343

Median area rent$1,661/mo

Median home value$385,900

the verdict

2.37%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$74,900

2.37% · rent $1,778

Intrinsic value · income approach

$306,670

76% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.